It is of vital importance to commercial truck drivers are some types of medical care plan due to the high rate of illnesses and injuries that take place. Most commercial truck drivers health is not the best, and can be improved through better food choices. Typically, many truck drivers diet consisting of too much unhealthy food choices. High blood pressure, diabetes and obesity are some of the conditions that require regular treatment. Accidents, injuries, heart attacks and strokes are some of the serious conditions which would require motorists seek emergency room care. Health insurance for truck drivers to cover these requirements and more. Health insurance plans vary depending on how regularly provide health insurance or major medical health insurance.
regular health insurance covers basic routine procedures. This includes regular inspections and routine illness. This includes colds, flu, photos, vaccinations, ear infections, minor injuries, etc. This does not include coverage for serious health problems.
major medical health insurance for serious health problems. This includes severe diseases such as cancer, heart disease, stroke, accidents, etc. No one can predict when an emergency will happen as it can happen anywhere to anyone. Serious health problems such as very expensive and can financially destroy those who do not have to be insured.
major medical plans are often sold in combination with a comprehensive health plan that relates to preventive care. They can be used to cover the basic costs of health care such as routine doctor visits, such as infections, colds, flu, minor injuries, etc. The other can be used to cover the costly emergency room visits for treatment of serious illness and long-term illness .
Many commercial truck drivers, especially independent operators have no health insurance plan. Fortunately, the new plan offers the Independent Owner Operator Programs Association OOIDA) can help by offering basic health care plan. OOIDA is a company that fights for the rights of all vocational trucks. OOIDA has introduced a plan called "My Community Care." This is not an insurance plan but membership program that provides medical care for injuries or illnesses, as well as preventive health and wellness services. This plan does not include life-threatening situations or serious injury. This health plan is available to truck drivers and their families.
This is a membership based program so interested riders must join OOIDA and can make for a very nominal fee. New members have 60 days from the effective date of your membership to enter the "My Community Care" program.Otvorena entry in the "My Community Care" program for current members was extended to 31 May 2012.Cijena this program is $ 89.00 per month. This is your only cost for most services. All visits to the Centre for you and your family are provided at no additional cost. Children have the right after you get up to six months of age. Adult children are covered through age 26. There are no exclusions for pre-existing conditions. No deductibles or co-pays in direct health care centers. This is certainly a very affordable option for many riders.
Services provided are diseases, injuries, preventive care, general care and emergency skrb.Širok range of services offered include vaccinations, colds, flu, sprains, back pain, urinary tract infections, minor burns, sinus infections, bronchitis and annual work, school, sports physicals and point. Additional services that are x-ray imaging services. Limited laboratory work free of charge.
OOIDA has contracted with more than 1,300 direct health centers across the United States to provide this service. One of the participating centers concentrations Medical Center. Many truck drivers are already familiar with a concentration because it is a place where many of them receive medical services and get their DOT physical. Direct services in these health centers are available at no additional troškova.Zemlje network of over 17,000 service contract for additional services such as chiropractic and physical therapy. These services are available to members at 25% to 30% discount. Discounts available on eyewear, including contact lenses, prescription drugs, dental care and diabetes care supplies. Discounts are also available for MRI and CT scanning. Additional services include 24-hour nurse-physician telephone. Not all services are available at all locations.
All commercial truck drivers who are OOIDA members are eligible to apply for this program. Many uninsured drivers and their families have been delayed or went without basic health care even when sick because of lack of funds. In this regard all of them could get basic health care when needed. Truck drivers should improve health with regular access to health care. Although it is not an insurance program that drivers can access and be at peace knowing that they and their families can get basic health care at a very nominal price.
As large truck owner, it is important for you to have some form of truck insurance. Not only is insurance required for small vehicles but also for large vehicles, such as trucks.
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