Sunday, December 11, 2011

How the New Health Care Reform Bill Will Affect Young Professionals


* Men and women can not be denied health insurance because of existing conditions (for more details on this found below)

* The majority of employees will be keeping their work, provided coverage

* If you are a UN staff, have experience, or your job does not provide coverage, by 2014 everyone will be asked to sign up for health coverage with a penalty fine if they are not covered (there are exemptions for economic hardship, religious beliefs and certain groups such as American Indians)

* Insurers may not charge women or people with existing conditions more for their coverage

* the coverage would be portable, even if you leave the job

health care reform, a bill will affect the majority of Americans (more on account revolving around Medicare / Medicaid), but this specific legislation will have a significant impact on young professionals. These provisions provide certainty for those who are recent graduates have trouble finding a career in this economy. Being able to stay on as a dependent under 26 and not allowing insurers to reject you in the current environment is a major benefactor in finding coverage for young professionals whose jobs do not provide benefits.

print fine with the conditions of the account of health care involves the creation of temporary high-risk pool. This pool will provide coverage for people with preexisting medical conditions until a new law should be kept in 2014. As previously stated, some of these laws will take effect immediately.

Total:

* If you are a young professional whose job provides health insurance coverage will basically remain the same.

* If you're struggling to find a job right out of college, you can still be covered by the insurance of their parents until they find a job with benefits.

* If you have a job, but do not receive compensation, the law allows easier access to health insurance, without having to worry about preconceived notions and the bureaucracy that many insurers use to place.

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